Payment Security & Risk Management
The Zotapay cashier page is equipped with the highest AI machine learning, risk rule engines and fraud
detection tools in place to detect potentially fraudulent activity by analysing various parameters such
as, IP addresses, browser type, device fingerprint recognition and velocity rules. The system ranks each
end user and in real time adds limits and filters based on ticket size or payment methods available,
determining a potential fraud threat before the transaction has been made.
Zotapay is fully ESMA compliant.
PCI certified Level I payment service provider
As a PCI certified Level I payment service provider, Zotapay is licensed to store and secure sensitive
transaction data. As such, merchants working with Zotapay are by default compliant with these
regulations. While our security system runs automatic fraud checks in the background, our highly
experienced risk management team monitors your transactions in real time.
Some of our risk management measures include, but are not limited to pre-risk assessment according to transaction activity, leading fraud scrubbing tools, compliance checks and utilizing a flexible risk rule set module.