ZotaPay Products & Services

More Than Just Payments

With Zotapay, merchants can benefit from the widest range of global and local payment solutions available on the market. This includes the added advantage of PCI hosted payments and multi-currency support. If you have Zotapay, you have no need for outdated multiple payment processors.

Over the past few years, Zotapay has connected to over 500 different acquirers and PSP‘s through our cutting-edge gateway system, serving countries from the four corners of the Earth. We have achieved this by applying our "One application, One integration" philosophy, enabling us to fill the gap and accept payments both globally and locally.

More than just payments
The sky is not the
limit for us
Zotapay License - Get behind the wheel & be your own PSP

Zotapay hands you the keys, giving you everything you need to become a white label partner. Offering white label technology for banks, PSPs and other businesses, Zotapay presents the ideal solution for partners who wish to offer additional payment solutions to their existing client base, as well as clients who are ready to make the first steps in becoming a PSP. Be in control of your transaction reporting and effectively manage daily reconciliation, fees and rates, volume analysis and rolling reserve status in real time with a single click.

Expand your processing capabilities with the Zotapay Minigate Connector model

With our all-inclusive MiniGate, merchants can manage new and existing processing channels in one place, while also benefiting from a PCI DSS Level 1 certified and fully customised gateway and cashier. Place all of your payment solutions under one central hub with Zotapay and be in control of all financial reporting, reconciliation, cash flow, approval ratios, comparisons and the release of rolling reserves. Switching between processing channels has never been easier. Zotapay makes your business decisions effortless.

Infinite Flow of Payment Methods

Whether its credit and debit cards, alternative payment methods, e-Wallets, bank transfers or issuing pre-paid and pay-out cards, Zotapay gives merchants access to all of the methods available in the market. We support multi-currency transactions through all leading payment methods such as VISA, MasterCard, AMEX, Maestro, China UnionPay, JCB, Southeast Asian local cards, a variety of APMs, online wire transfers and local e-wallets, catering to the payment needs of merchants and end-users alike, no matter their jurisdiction and traffic regions.

Startup Club – Fastest time to Market

Do you need payment processing for your new online business? Join Zotapay’s Startup Club. Zotapay supports new businesses from day one. Our unique merchant accounts allow you to start generating a processing portfolio, or future processing history. After three months of solid processing we can apply you to top tier banks which can offer you more competitive rates and limits.

Optimization conversions with intuitive cascading

We have invested in customer check out flow in order to produce an innovative and flawless user experience for our merchants. Maximize your conversion and retention rates with an intuitive cascading system with back up solutions for declined transactions.

Membership based business? We’ve got you covered!

Zotapay supports subscription management and re-billing options for merchants who require memberships fees and other periodic billing payments. Increase your client lifetime value and benefit from automatic credit card billing transactions for subscriptions, promotions, memberships and more, all within a PCI DSS Level 1 compliant gateway.

Multi Currency as a standard

As an online merchant in today’s global market, it is vital to be able to accept online payments in multiple currencies. Zotapay assists merchants in accepting payments from multiple countries with reduced conversion fees and international processing service fees.

Zota Virtual Terminal

A Virtual Terminal gives merchants the ability to create manual transactions for credit/debit and prepaid cards. With Zotapay VT merchants can accept funds over the phone and process them in an easy-to-use web-based terminal, while still utilizing reporting and risk management and fraud protection tools.

Plug 'N' Pay

Zotapay provides web masters and developers directly with a unique testing kit. This ensures that websites being created are connected to a payment gateway. We have created a simple Plug ‘n’ Pay SDK plugin for WordPress, WooCommerce, Shopify and SalesForce, allowing dev teams to save time and hassle with multiple integration processes and to facilitate any future payment needs that may occur. Click here for our Shopify plugin or search Zotapay in the official WordPress Plugin Portal.

Tokenization & Credit Card Storage

Simplify the checkout experience for returning customers with Tokenization solutions, beneficial for merchants that wish to take multiple payments from a customer without requiring them to store or continuously pass card data.

The Wonders of Africa

Access various local payment methods supported throughout the African region including countries such as Nigeria, Ghana, Kenya, South Africa and Tanzania. A vast number of payment methods can be used, such as, Credit Cards,  ACH Direct Debit, USSD Acceptance, Local Bank Transfers, M-Pesa, QR Code and Mobile Money Acceptance, which are able to be re- charged by the largest mobile carriers in each country. All the mentioned methods can be used for both deposits and pay-ins. Payouts are available via wire transfers to any bank in the countries covered.

China Unrivalled

Zotapay’s uniqueness is best displayed in our capabilities when it comes to Chinese payment and remittance services.
Our gateway is integrated with a number of local Chinese PSPs, e-Wallets and Money Service Providers, presenting the most traditional and commonly used payment methods as well as the most advanced and unique e-Wallets, QR Codes, QQ, H5, express payment, P2P and P2C available for the Chinese Market, all under one cashier.

To charge and collect funds, Zotapay can remit and settle funds to multiple bank accounts in and out of the Mainland, all whilst providing a global currency exchange. Zotapay can also reverse this process by allowing for direct funding and currency exchange from foreign currencies to local CNY, in turn, funding Chinese bank accounts.


Zotapay’s solutions include real time alternative payment methods supported in Latin America, in either cash or via bank transfer through various channels such as Internet, Mobile Partners, Convenient Stores, Gas Stations, etc. The Major countries supported for this region include Mexico, Brazil, Colombia, Chile, Peru, Costa Rica, Panama, Nicaragua, Honduras, El Salvador and the Dominican Republic.

Key to South East Asia

We offer real time Direct Instant Wire Bank Transfers in Thailand, Vietnam, Indonesia and Malaysia. Real time direct debit instruction with the bank, meaning, end users can make a payment through websites, anywhere, anytime. By leveraging on the internet banking services of participating banks, payment becomes easy, fast and secure. We are connected to multiple banks in all countries mentioned, all under the same gateway system. All major banks in the mentioned regions are connected to the system.

Maybank Berhad
Public Bank
Cimb Bank Berhad
Hong Leong Bank Berhad
AmBank Group
RHB Banking
Kasilkorn Bank (K-Bank)
Bangkok Bank
Siam Commercial Bank
Krung Thai Bank
Bank of Ayudhya (Krungsri)
Government Savings Bank
Kiatnakin Bank
Asia Commercial Bank
DongA Bank
Bank of Investment and Development of Vietnam
Exim Bank
Mandiri Bank
Bank Negara Indonesia
Bank Raykat Indonesia
Schedule Meeting