The Capitalized Terms not defined herein shall have the meaning assigned to them in the Terms and Conditions.
Information that is delivered to Us, and collected by Us when You visit Our Website and/or use Our Services: this type of information may include, but is not be limited to, the IP address from which You applied, time and date of access, type of browser used, language used, software crash reports, preferences using the Website and/or Services, transaction histories and feedback regarding the Services. Such information is stored by Us through an activity log unique to You. The aforesaid information is delivered to Us by You and collected when You visit or use the Website and/or Services. This information allows Us to improve and to enrich the content and the Services offered on the Website, and also to adapt the Website, its content, and Services to users' preferences.
Collection of Information
Our primary purpose in collecting information is to provide You with a safe, smooth, efficient, and customized online payment processing experience. Your Personal Information may be collected, processed, accessed, stored and use by Us for the purpose of (i) providing the Services; (ii) operating and improving Our Website and Services. You do not have a legal duty to provide the Information, and providing it is subject to Your willing consent to receive the Services. However, refusing to provide Information will prevent You from accessing parts of the Website and enjoying the Services. We will retain Your information (including geo-location data) for as long as is necessary to: (i) fulfill the Services, or (ii) comply with applicable legislation, regulatory requests and relevant orders from competent courts or Our regulators. As part of Your procedure to make payments and/or make withdrawals from Your Zotapay account, you must provide Us with, inter alia, Your “Know-Your-Client” documents (which may also include licenses, permits, corporate documents, and KYC documents belonging to Your shareholders, directors, officers and representatives) for legally-required purposes, to comply with Our legal obligations such as Anti-Money Laundering and Anti-Terrorist Financing.
Control Your Information
If You choose to close Your Zotapay account, We will mark Your account in Our database as “Closed,” but will keep Your account information in Our database. This is necessary in order to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. However, if You close Your account, Your personally identifiable information will not be used by Us for any further purposes, nor sold or shared with third parties, except as necessary to prevent fraud and assist law enforcement, or as required by law.
Use and Transfer of Information
Disclosure of Personal Information to Third Parties
Your Personal Information may also be used to contact You personally, based on Your affiliation to a population group, as determined by the characterization of one or more persons whose names are included in Our databases ("Direct Marketing"). Such contacts constitute as "direct marketing", and they will be made only if You have given explicit consent. You may opt out and cease to receive direct mailing as stated at any time, by choosing the button "Unsubscribe" in the body of the message sent to You or by sending an email to Our Customer Service at (enter email address). By doing so, We will only delete the Information which is required to contact You by Direct Marketing, while the rest of the Information You submitted to Us which is necessary in order to provide You with the Services will continue to be stored in Our databases, but will be no longer be used for Direct Marketing. We do not disclose Personal Information to advertisers. However, We may transfer statistical information regarding the activity of Our Website users. Statistical information to be delivered will not identify You personally.
Choice / Opt-Out
By registering on Our Website, You are deemed as giving Your consent to receive information from Us. You may 'opt out' of receiving any communications from Us at any time by sending an email on Our Website.
You represent that You are an individual or company who can form legally binding contracts under the law applicable to Your country of residence, and that You are over the age of legal consent as set by the law applying in the territory which You are located in, and in any event Your age exceeds 18 years old. If You are registering as or for a business entity, You hereby declare that You have the authority to bind that entity to this Agreement.
Links to Other Sites
The security of Your Personal Information is important to Us. We understand the importance of information security and the techniques needed to secure information and We are committed to handling Your Personal Information with high standards of information security. We have implemented suitable security policies, rules, and technical measures in order to protect and safeguard the Personal Information under Our control from unauthorized access, improper use or disclosure, unauthorized modification, unlawful destruction, or accidental loss. All Our employees and data processors that have access to, and are associated with the processing of Your Personal Information, are obliged to respect the confidentiality of Your Personal Information.
The security of Your Zotapay account also relies on Your protection of Your username and password. You may not share Your account details with anyone. If You do share Your account details with a third party for any reason, You will be responsible for actions taken using Your account. If You believe someone else has obtained access to Your account, please change it immediately by logging in to Your Account and changing Your password via My Account, and also contact Us right away as described below.
We are not responsible for events beyond Our direct control. We cannot guarantee, nor do We represent, that there will be error-free performance regarding the privacy of Your Personal Information, and We will not be liable for any indirect, incidental, consequential, or punitive damages relating to the use or release of Personal Information including, but not limited to, disclosure of Personal Information due to errors in transmission, unauthorized third-party access, or other causes beyond Our reasonable control.